Dave Ramsey happens to be a very well-known personal finance expert. He has been able to create a multi-million dollar company and changed the lives of millions of people through his financial advice. Ramsey is well known for his 7 baby steps that...
The worst thing about not living within your means is that it could be a guarantee of a life time of poverty. Wealth creation requires some level of discipline and money management skills that we should all be working towards.  Life would be easier...
There are two types of streams of income, active income and passive income. Your business or job is most likely an active stream of income. This is whereby you actively work by selling a product or a service, and someone pays for it. It has a...
We live in an era where so many of us were raised to the idea of “go to school, get good grades, this will get you a good job and you will very happy”. The issue is that this doesn’t work for a...
An impulse buy is any purchase done without a plan. The truth is we have all fallen victims of impulse buying at one point or another and today we evaluate the reasons why we often fall into this trap and how to overcome or minimize the...
Any financial advisor will encourage you to save, whether it’s an emergency fund or a retirement plan there is always a reason you should put aside some money.Its however good to note saving will never make you wealthy and this is why
The need to invest in any appreciating asset may seem alluring especially when we think of the possible high rate of returns. It’s good to however note there are stages to financial growth and if you skip a stage you might be setting yourself...
The key to financial success is first of all being able to manage your current income even before you think of making any more money.The secret to building wealth is by minimizing your expenses as you increase your earnings and then invest the difference.It’s good to...
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We all want our kids to own and properly manage their own money in future. How then do we instil the required knowledge and discipline needed to raise financially responsible citizens? Introduce them to money Young african female counting...